Order Finance Homework Help

Welcome to the finance homework help subject page. Let's take a look at the topics covered by a typical course in finance:

  • Value
  • Risk
  • Capital budgeting
  • Financing decisions and market efficiency
  • Dividend policy and capital structure
  • Options
  • Debt financing
  • Risk management
  • Financial planning and short-term financial management
  • Mergers, corporate control, and governance

The first topic in the list above is Value, which refers to present value and future value problems. You may have seen the following two equations already, the simple derivations of which can be found in any good finance text:


The first equation is the future value formula for compound interest, where A = the future value of the account, P = the present value of the account, often called the principle, r = the interest rate as a decimal, n = the number of compounding periods each year, and t = the time in years. The second equation is the future value formula for an annuity, where m = the amount of the periodic payment. As a reminder, an annuity is any sequence of payments into or out of an interest-bearing account.

A couple of useful finance notes before we continue with this homework help session are as follows: the first equation can easily be solved for P, in which case it becomes a present value formula for compound interest. With that, you can calculate how much you would have to invest now (present value) in order for your account to be worth a specified amount at some time in the future (future value) with a given interest rate. The second equation can easily be solved for m, after which you can calculate, for example, the size of a monthly payment you would need to make in order to have a certain amount of money at some point in the future. When solved for m, the second equation is called the sinking fund formula.

The question we wish to consider now is: How would we calculate the present value of an annuity? Notice that the second equation has no P in it, so we cannot simply solve for P as we did in the first equation. In a sense, we will consider both equations together by thinking about the following situation. Suppose Nick was setting up an interest bearing account at his local bank while his friend Pete was setting up an annuity with his stock broker. Nick's account would be governed by the first equation, while Pete's account would be governed by the second.

Let's assume that we want to have Nick and Pete set up their accounts with the same interest rate (r) and compounding (n), and that after the same amount of time (t), we want the accounts to have the same value (A). Notice that the two variables not mentioned in this scenario so far are the amount Nick will put into his bank account initially (P), his present value, and the size of the periodic payment of Pete's annuity (m). Now, let's choose the size of Pete's annuity payment (m) and let the annuity run its course. Is it not true that we could play around with the size of Pete's initial bank deposit (P) until the two accounts had the same value at the end of this experiment? When this condition is met, we can say that Pete's initial deposit (P), which is a present value, correlates with the present value of Nick's annuity, since it gives the same future value under identical conditions.

This tells us how to calculate the present value of an annuity using the two formulas above. Since the future values will be the same (in our experiment), set the A of one equal to the A of the other. That means we can set the right side of the first equation equal to the right side of the other to obtain:

All we have to do now is solve the equation for P, and with a little algebraic manipulation, we will have the formula for the present value of an annuity:

If you solve the equation above for m, you will be able to calculate the size of a monthly payment when you know the size of a loan (present value) and the other required parameters. When solved for m, this equation is called the payout annuity formula and is discussed in the blog article Landlords and Logarithms. By the way, if you are unable to do the algebra to obtain the various forms of these equations, you need to do some skill building in this area.

Now let's see how useful the last equation is. Suppose you decided you could afford $250 per month as a car payment and the best interest rate you could get was 13% over a four-year car loan period. What is the most expensive car you could buy? This is the same as asking what is the largest loan I can afford, and anytime you are trying to determine a loan amount it is a present value problem. (Remember that because of interest you will end up paying much more than the face value of the loan, and that larger amount is the future value of the loan.) If you plug in everything you know to the formula for the present value of an annuity, you find out you can afford a car that costs $9,319. That is a pretty useful calculation for just about anyone.

Let's do one more. Suppose you decide you can afford $1,575 each month as a mortgage payment and interest rates are 10.5% on a 30-year fixed mortgage. How expensive a home can you afford? Once again, you are looking to determine the size of the loan, and that is a present value problem. After plugging in, you find out you can buy a house for $172,180. Congratulations - you now have a house and a car!

Don't be fooled into thinking that finance is a dull subject isolated from math and the sciences. A quick visit to books on Amazon.com and Google will soon dispel that notion.

To fulfill our tutoring mission of online education, our college homework help and online tutoring centers are standing by 24/7, ready to assist college students who need homework help with all aspects of finance. Our business tutors can help with all your projects, large or small, and we challenge you to find better finance tutoring anywhere.

Please let us know the date by which you need help from your tutor or the date and time you wish to have an online tutoring session.

Normal response time: Our most experienced, most successful tutors are provided for maximum expertise and reliability.

Fast response time: Used only for emergencies when speed is the single most important factor.

We require your email address so that we can send you an email alert when the tutor responds to your message.

We respect your privacy. Your email address will not be used for any other purpose. You may read our privacy policy for more info.

You will get a negotiable price quote with no obligation.

This is not a free service

Get Finance homework help from one of the best team of financial wizards at a reasonable price!

As finance is one the most lucrative fields, many students who want a high paying career, they go for a degree in finance. However, studying finance is not a piece of cake as the field is quite vast and needs deep analytical skills as well as an inquisitive mind. So, students who do not possess quick grasping power, find themselves struggling and asking-Do my Finance homework for me!

AoneAssignments.com answers all calls of students beseeching- I need help with my Finance homework and provide expert Finance homework helpto finance students worldwide, from Australia to Germany. We have one of the best teams of writers, proofreaders and editors who are handpicked by expert recruiters, so you get only premium quality work.

Avail the services of dedicated and committed writers to jumpstart your financial career:

If you are depressed because of poor performance in your finance coursework, then get your Finance homework solutions from our dedicated experts and see a visible rise in your grades. As we are committed to assist you to further enhance your career, our finance specialists will help you to understand complex fiancé concepts so you have a firm grip and can excel in your exams too.

Get your money’s worth by hiring our professionally trained astute writers:

It is our aim at AoneAssignments.com to provide specialist Finance homework help for students who are in need. We help them by providing following countless benefits:

  • We give students various free services like free drafts, free title page, free consultation services and free referencing page. What more can anyone ask for?
  • We let students talk one to one with their writers so that they are able to communicate freely and also keep a check on their project.
  • We guarantee that all our content is written from scratch by qualified Master’s and PhD holders, who are considered a financial whiz in their field.
  • We guarantee that all orders will be delivered on time before your submission date.

Hire our experienced professionals to receive original and accurate content:

At AoneAssignments.com, we strive hard to produce original and authentic content which is accurate. From the research to editing, we keep a close check on our writers, proofreaders and editors so that you get only first rate content.  If you are concerned about how we will handle your paper or you want an idea of our work, you can simply ask for a Finance homework sample, and we shall provide you with a draft that will explain we only provide top quality content.

Help for all students who face troubles with complicated finance problems!

We are known for providing reliable guidance to students from all levels of study, from undergraduate to postgraduate, we areespecially known for our excellent MBA Finance homework help. We assist students in various sub topics of finance like:

  • Financial Management
  • International Finance
  • Finance and Accounting,and many more.

So, contact us right now if you too want your financial career to bloom!


Leave a Reply

Your email address will not be published. Required fields are marked *